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Banks
Adirondack Trust Company
Charles V. Wait
473 Broadway
Saratoga Springs, NY 12866
(518) 584-5844 Fax: (518) 584-1107
www.adirondacktrust.com
Full Service Banking
Ballston Spa National Bank
Donna Doe Avery
87 Front Street
Ballston Spa, NY 12020
(518) 363-8622 Fax: (518) 885-4213
donna.avery@bsnb.com
www.bsnb.com
Experienced Community Banking
Bank of America
Allison Holland, Banking Ctr. Manager
27 Division St.
Saratoga Springs, NY 12866
(518) 584-3301 Fax: (518) 583-8833
allison.m.holland@bankofamerica.com
www.bankofamerica.com
Financial Solutions Made Simple
Berkshire Bank
Tom Baldwin
15 Park Ave. Shoppers World Plaza
Clifton Park, NY 12065
(518) 348-6523 Fax: (518) 348-6527
tbaldwin@berkshirebank.com
www.berkshirebank.com
Trusted Solutions
Capital Bank & Trust
Troy Edwards
1375 Washington Ave.
Albany, NY 12206
(518) 434-1212 Fax: (518) 434-1242
www.capitalbank.com
Commercial Bank
Citizens Bank
Barbara Dyer
84 Congress St.
Saratoga Springs, NY 12866
(518) 587-3232 Fax: (518) 587-3346
Not Your Typical Bank
Chuck Eafrato
Citizens Bank
84 Congress Street
Saratoga Springs, NY 12866
(518) 453-7033 Fax: (518) 587-3346
Associate Member
1st National Bank of Scotia
Jessica R. Petraccione
3013 Route 50
Saratoga Springs, NY 12866
(518) 587-1611 Fax: (518) 587-0120
jrpetraccione@firstscotia.com
www.firstscotia.com
A Full Service Bank Since 1923
First Niagara Bank
Paula Phillips
115 Ballston Ave.
Saratoga Springs, NY 12866
(518) 583-4262 Fax: (518) 583-4298
www.fnfg.com
Glens Falls National Bank & Trust Co.
Dave Penzer
73 Broad St.
Schuylerville, NY 12871
(518) 695-3224 Fax: (518) 695-4016
dpenzer@arrowbank.com
www.gfnational.com
Comm.Bank/Trust & Retire. Srv.
HSBC Bank USA
3025 Route 50
Saratoga Springs, NY 12866
(518) 587-2374 Fax: (518) 587-8242
Full Service Banking
KeyBank N.A.
3016 Route 50
Saratoga Springs, NY 12866
(518) 587-2405 Fax: (518) 587-3069
www.key.com
Commercial/Retail Bank Serv.
M & T Bank
Therese Raco
Northway 10 Executive Park 313 Ushers Rd
Ballston Lake, NY 12019
(518) 877-3500 Fax: (518) 877-8978
www.mandtbank.com
150 Years Servicing Local Communities
NBT Bank N.A.
Katherine Donnelly
402 Maple Ave., Rt. 9
Saratoga Springs, NY 12866
(518) 584-5338 Fax: (518) 584-5584
www.nbtbank.com
Full Service Community Bank
New York Business Development Corp.
Patrick MacKrell
50 Beaver St.
Albany, NY 12207
(518) 463-2268 Fax: (518) 463-0240
www.nybdc.com
Small Business Loans
Pioneer Bank
Patricia McFee
PO Box 2187
Malta, NY 12020
(518) 899-0054 Fax: (518) 899-0072
Better Banking In Malta
Saratoga National Bank & Trust Co.
Raymond O'Conor
171 So. Broadway
Saratoga Springs, NY 12866
(518) 583-3114 Fax: (518) 583-1823
www.saratoganational.com
Full Service Commercial Bank
Wilber National Bank
Douglas Gulotty
245 Main St. P.O. Box 430
Oneonta, NY 13820
(607) 432-1700 Fax: (607) 433-4161
www.wilberbank.com
National Bank Chartered in 1874
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